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Business and Commercial 

Insurance 

What Is Business and Commercial Insurance?

Business and Commercial insurance protects businesses, owners, and employees.  Commercial insurance is designed to cover all areas of a business, from property to liability, to ensure that your company runs smoothly without worrying about the “what-ifs.”  Simply put, Business and Commercial Insurance is here to help your company, and now is the time to find the coverage you need.

Why You Might Need It

If you are a business owner, Commercial insurance is a must to protect against the unexpected.  There are many different types of coverage that can fit your business and its unique needs, such as property, crime, liability, commercial auto, workers compensation, business interruption, equipment breakdown, and even employee benefits.  Commercial insurance can be key to helping your business succeed, so find out how McCamon-Hunt can get you covered today!

Types of Business Insurance 

Commercial Auto 

Commercial auto and personal auto insurances can be treated similarly in that a personal vehicle can be used for commercial auto. However, the two do share many technical differences, particularly dealing with claims. Contact us today to find out how  commercial auto insurance can help your company today.

General Liability

With a personal umbrella liability policy, there’s generally an exclusion for business-related liability.  General liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. There are a broad range of general liability protection policies for businesses, such as bodily injury, property damage, and different liabilities. Contact us to find out more.

Commercial Property Insurance

An insurance policy for businesses and organizations that covers damage to their buildings and contents due to a covered cause of loss. This policy can also include coverage for loss of income or extra expense from a loss as well.

Farm

In addition to needing the same insurance that typical businesses need, such as property and general liability coverage, farms also need insurance that is specific to their own business.  These specific types of insurance are crop insurance, livestock insurance, farm equipment insurance, and workers compensation insurance if the farm owner has employees.