Homeowner’s insurance provides financial protection against disasters. A standard policy insures your home and everything you keep in it. Homeowner’s insurance is a package policy, which covers both damage to your property and your liability or legal responsibility for any injuries or property damage you or members of your family cause to others. This includes damage done by household pets.
Damage caused by most disasters is covered, but floods, earthquakes, and poor maintenance are not and require separate policies. Fortunately, we offer coverage for floods and earthquakes to keep you protected.